Hazard, KY natural hazards
Most of the natural-hazard damage FEMA expects in Hazard comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 272 claims here since 1978. 15 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Hazard?
FEMA expects yearly storm and flood damage to homes and buildings in Hazard to be higher than in 97% of U.S. communities, mostly from inland flooding.
What Hazard faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Lower here
Not a risk here
Does Hazard flood?
Every paid claim on a federal flood insurance policy in Hazard, from FEMA’s records.
Biggest named events
- February Kentucky Flooding: 19 claims, $875K
- Late July Flooding: 4 claims, $109K
- Not a named storm: 1 claim, $776
Homes that flooded again and again
■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
15 federal disasters brought FEMA money here
Disasters the President declared that paid out in Hazard itself: aid to households, or repair grants to the City of Hazard.
Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides
Severe Storms, Flooding, Landslides, and Mudslides
Severe, Storms, Flooding, Landslides, and Mudslides
Severe Winter Storms, Landslides, and Mudslides
Severe Storms, Flooding, Landslides, and Mudslides
Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides
Severe Storms, Flooding, Landslides, and Mudslides
Severe Storms, Tornadoes, Straight-Line Winds, Flooding, Landslides, and Mudslide
Severe Winter Storm, Snowstorm, Flooding, Landslides, and Mudslides
Severe Winter Storms, Snowstorms, Flooding, Landslides, and Mudslides
Severe Storms, Tornadoes, and Flooding
Severe Storms, Tornadoes, Flooding, and Mudslides
Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes
Severe Winter Ice and Snow Storms, Heavy Rain, Flooding, Tornadoes, and Mud and
Severe Storms and Flooding
How to read this page
FEMA’s expected losses across Hazard total about $3.6M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.