Natural hazards · Hawesville

Hawesville, KY natural hazards

Most of the natural-hazard damage FEMA expects in Hawesville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2025. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hawesville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hawesville to be higher than in 79% of U.S. communities, mostly from inland flooding.

Inland flooding63%Earthquakes9%Tornadoes8%Strong wind6%Hail5%Everything else9%

By hazard

What Hawesville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once a year in the area

Earthquakes

9% of expected damage

Well above average · higher than 80% of U.S. places

Tornadoes

8% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 27 years in the area

Strong wind

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Hail

5% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hawesville flood?

Every paid claim on a federal flood insurance policy in Hawesville, from FEMA’s records.

1paid claims since 2025

$16Kpaid to owners

0homes flooded more than once

20252026

Biggest named events

Central U.S. April Flooding: 1 claim, $16K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hawesville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hancock County.

Disasters that hit Hawesville

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hawesville itself: aid to households, or repair grants to the City of Hawesville.

Brought FEMA money into HawesvilleDeclared for Hancock County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

5 households applied for aid $3K aid approved

2004

Severe Storms, Tornadoes, Flooding, and Mudslides

2 households applied for aid

Hancock County has had 21 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hawesville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hawesville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hawesville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.