Natural hazards · Graymoor-Devondale

Graymoor-Devondale, KY natural hazards

Most of the natural-hazard damage FEMA expects in Graymoor-Devondale comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Graymoor-Devondale?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Graymoor-Devondale to be higher than in 52% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding62%Tornadoes25%Earthquakes6%Everything else7%

By hazard

What Graymoor-Devondale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

25% of expected damage

Well above average · higher than 79% of U.S. places

Earthquakes

6% of expected damage

Above average · higher than 65% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Graymoor-Devondale flood?

FEMA's records show no paid flood insurance claims in Graymoor-Devondale.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Graymoor-Devondale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Graymoor-Devondale

Federal disasters declared here

None of the disasters declared for Jefferson County shows FEMA aid or repair money reaching Graymoor-Devondale itself in FEMA’s records.

Brought FEMA money into Graymoor-DevondaleDeclared for Jefferson County only

Jefferson County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Graymoor-Devondale

Graymoor-Devondale and the towns around it

Very lowLowModerateHighVery high

St. Matthewsmostly inland floodingHigh

Lyndonmostly inland floodingHigh

Windy Hillsmostly inland floodingHigh

Graymoor-Devondalemostly inland floodingModerate

Crossgatemostly inland floodingModerate

Bancroftmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Graymoor-Devondale is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Graymoor-Devondale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Graymoor-Devondale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.