Natural hazards · Gracey

Gracey, KY natural hazards

Most of the natural-hazard damage FEMA expects in Gracey comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gracey?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gracey to be higher than in 74% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding36%Earthquakes24%Tornadoes20%Everything else21%

By hazard

What Gracey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

24% of expected damage

Well above average · higher than 84% of U.S. places

Tornadoes

20% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 36 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gracey flood?

FEMA's records show no paid flood insurance claims in Gracey.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gracey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Christian County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Gracey

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gracey itself: aid to households, or repair grants to Gracey.

Brought FEMA money into GraceyDeclared for Christian County only

2025

Severe Storms, Straight-Line Winds, and Tornadoes

1 household applied for aid $770 aid approved

2025

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

3 households applied for aid $59K aid approved

2024

Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides

2 households applied for aid

2021

Severe Storms, Straight-Line Winds, Flooding, and Tornadoes

1 household applied for aid

Christian County has had 22 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gracey is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gracey’s own flood-insurance community; household aid to the registrant’s city; repair grants to Gracey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.