Natural hazards · Ghent

Ghent, KY natural hazards

Most of the natural-hazard damage FEMA expects in Ghent comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ghent?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ghent to be higher than in 89% of U.S. communities, mostly from inland flooding.

Inland flooding73%Tornadoes15%Strong wind6%Everything else7%

By hazard

What Ghent faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 27 years in the area

Strong wind

6% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ghent flood?

FEMA's records show no paid flood insurance claims in Ghent.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ghent isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carroll County.

Disasters that hit Ghent

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Ghent itself: aid to households, or repair grants to the City of Ghent.

Brought FEMA money into GhentDeclared for Carroll County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

6 households applied for aid $21K aid approved

Carroll County has had 19 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ghent is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ghent’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ghent. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.