Germantown, KY housing market
The typical Germantown home is worth about $201,000, up 1.9% in a year, 14% below the Kentucky typical home.
Home values, sales, trends and how Germantown compares with the towns next door — updated as new data is published.
Germantown at a glance
Typical home value, 2016–2026
Show as a table
| January | Germantown | Kentucky |
|---|---|---|
| 2017 | $96,000 | $131,000 |
| 2018 | $102,000 | $138,000 |
| 2019 | $115,000 | $146,000 |
| 2020 | $120,000 | $155,000 |
| 2021 | $142,000 | $173,000 |
| 2022 | $162,000 | $191,000 |
| 2023 | $182,000 | $207,000 |
| 2024 | $182,000 | $216,000 |
| 2025 | $198,000 | $229,000 |
| 2026 | $193,000 | $233,000 |
| August 2026 | $201,000 | $233,000 |
A two-bedroom rents for about $980
HUD's Fair Market Rent for a two-bedroom in Germantown is $980 a month, utilities included: roughly what a modest, recently rented unit costs.
Studio $680 · 4 bedrooms $1,440
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (41034, 41044; Cincinnati, OH-KY-IN HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.