Natural hazards · Gamaliel

Gamaliel, KY natural hazards

Most of the natural-hazard damage FEMA expects in Gamaliel comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gamaliel?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gamaliel to be higher than in 60% of U.S. communities, mostly from inland flooding.

Inland flooding45%Tornadoes14%Cold waves10%Earthquakes10%Hail9%Strong wind7%Everything else6%

By hazard

What Gamaliel faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

14% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 18 years in the area

Cold waves

10% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once a year in the area

Earthquakes

10% of expected damage

Well above average · higher than 79% of U.S. places

Hail

9% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 3 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gamaliel flood?

FEMA's records show no paid flood insurance claims in Gamaliel.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gamaliel isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Gamaliel

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gamaliel itself: aid to households, or repair grants to the City of Gamaliel.

Brought FEMA money into GamalielDeclared for Monroe County only

2026

Severe Winter Storm

$17K to the City of Gamaliel for repairs

2010

Severe Storms, Flooding, Mudslides, and Tornadoes

2 households applied for aid $15K aid approved

2008

Severe Storms, Tornadoes, Straight-Line Winds, and

24 households applied for aid $156K aid approved

Monroe County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gamaliel is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gamaliel’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Gamaliel. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.