Natural hazards · Fredonia

Fredonia, KY natural hazards

Most of the natural-hazard damage FEMA expects in Fredonia comes from inland flooding, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fredonia?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fredonia to be higher than in 80% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding30%Earthquakes23%Tornadoes13%Drought10%Strong wind8%Ice storms6%Everything else11%

By hazard

What Fredonia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once a year in the area

Earthquakes

23% of expected damage

Well above average · higher than 85% of U.S. places

Tornadoes

13% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 9 years in the area

Drought

10% of expected damage

Recorded about 6 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Ice storms

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailWinter weatherCold wavesHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fredonia flood?

FEMA's records show no paid flood insurance claims in Fredonia.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fredonia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Caldwell County.

Disasters that hit Fredonia

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fredonia itself: aid to households, or repair grants to the City of Fredonia.

Brought FEMA money into FredoniaDeclared for Caldwell County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides

2 households applied for aid $23K to the City of Fredonia for repairs

2021

Severe Storms, Straight-Line Winds, Flooding, and Tornadoes

45 households applied for aid

2009

Severe Winter Storm and Flooding

$33K to the City of Fredonia for repairs

Caldwell County has had 22 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fredonia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fredonia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fredonia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.