Natural hazards · Fort Knox

Fort Knox, KY natural hazards

Most of the natural-hazard damage FEMA expects in Fort Knox comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fort Knox?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fort Knox to be higher than in 50% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding34%Tornadoes20%Earthquakes13%Strong wind10%Cold waves10%Hail5%Everything else9%

By hazard

What Fort Knox faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 81% of U.S. places

Earthquakes

13% of expected damage

Well above average · higher than 77% of U.S. places

Strong wind

10% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 6 times a year in the area

Cold waves

10% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once a year in the area

Hail

5% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fort Knox flood?

FEMA's records show no paid flood insurance claims in Fort Knox.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fort Knox isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hardin County.

Disasters that hit Fort Knox

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Fort Knox itself: aid to households, or repair grants to Fort Knox.

Brought FEMA money into Fort KnoxDeclared for Hardin County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

3 households applied for aid

Hardin County has had 24 natural disasters declared since 1953, most often severe storms and floods.

Around Fort Knox

Fort Knox and the towns around it

Very lowLowModerateHighVery high

Fort Knoxmostly inland floodingModerate

Radcliffmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fort Knox covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Fort Knox’s own flood-insurance community; household aid to the registrant’s city; repair grants to Fort Knox. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fort Knox total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.