Natural hazards · Flemingsburg

Flemingsburg, KY natural hazards

Most of the natural-hazard damage FEMA expects in Flemingsburg comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 26 claims here since 1989. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Flemingsburg?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Flemingsburg to be higher than in 31% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding54%Tornadoes17%Strong wind13%Earthquakes5%Everything else12%

By hazard

What Flemingsburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 43 years in the area

Strong wind

13% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 63% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Flemingsburg flood?

Every paid claim on a federal flood insurance policy in Flemingsburg, from FEMA’s records.

26paid claims since 1989

$548Kpaid to owners

4homes flooded more than once

19892026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Flemingsburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fleming County.

What’s been done with FEMA grants

4flood-prone properties bought out and cleared

Disasters that hit Flemingsburg

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Flemingsburg itself: aid to households, or repair grants to the City of Flemingsburg.

Brought FEMA money into FlemingsburgDeclared for Fleming County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, Flooding, Landslides, and Mudslide

18 households applied for aid $49K aid approved

2010

Severe Storms, Flooding, Mudslides, and Tornadoes

17 households applied for aid $109K aid approved

2004

Severe Storms, Tornadoes, Flooding, and Mudslides

10 households applied for aid $10K aid approved

2003

Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes

18 households applied for aid $107K aid approved

2003

Severe Winter Ice and Snow Storms, Heavy Rain, Flooding, Tornadoes, and Mud and

17 households applied for aid $5K aid approved

Fleming County has had 24 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Flemingsburg is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Flemingsburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Flemingsburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.