Natural hazards · Eminence

Eminence, KY natural hazards

Most of the natural-hazard damage FEMA expects in Eminence comes from inland flooding, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eminence?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eminence to be higher than in 24% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding30%Tornadoes25%Strong wind22%Cold waves9%Earthquakes6%Everything else8%

By hazard

What Eminence faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about once a year in the area

Tornadoes

25% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 61 years in the area

Strong wind

22% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 7 times a year in the area

Cold waves

9% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once a year in the area

Earthquakes

6% of expected damage

Above average · higher than 71% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eminence flood?

FEMA's records show no paid flood insurance claims in Eminence.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Eminence isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henry County.

Disasters that hit Eminence

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eminence itself: aid to households, or repair grants to the City of Eminence.

Brought FEMA money into EminenceDeclared for Henry County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

1 household applied for aid

2024

Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides

6 households applied for aid $750 aid approved

2009

Severe Winter Storm and Flooding

$19K to the City of Eminence for repairs

2004

Severe Storms, Tornadoes, Flooding, and Mudslides

95 households applied for aid $100K aid approved $84K to the City of Eminence for repairs

Henry County has had 19 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eminence is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Eminence’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Eminence. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.