Natural hazards · Dunmor

Dunmor, KY natural hazards

Most of the natural-hazard damage FEMA expects in Dunmor comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dunmor?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dunmor to be higher than in 60% of U.S. communities, mostly from inland flooding.

Inland flooding36%Earthquakes12%Strong wind12%Cold waves9%Hail8%Tornadoes8%Everything else15%

By hazard

What Dunmor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

12% of expected damage

Well above average · higher than 79% of U.S. places

Strong wind

12% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 6 times a year in the area

Cold waves

9% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once a year in the area

Hail

8% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 18 years in the area

Lower here

HurricanesWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dunmor flood?

FEMA's records show no paid flood insurance claims in Dunmor.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dunmor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Muhlenberg County.

Disasters that hit Dunmor

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dunmor itself: aid to households, or repair grants to Dunmor.

Brought FEMA money into DunmorDeclared for Muhlenberg County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

3 households applied for aid $4K aid approved

2024

Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides

3 households applied for aid $1K aid approved

2021

Severe Storms, Straight-Line Winds, Flooding, and Tornadoes

8 households applied for aid

2004

Severe Storms, Tornadoes, Flooding, and Mudslides

1 household applied for aid

Muhlenberg County has had 19 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dunmor is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Dunmor’s own flood-insurance community; household aid to the registrant’s city; repair grants to Dunmor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.