Natural hazards · Dry Ridge

Dry Ridge, KY natural hazards

Most of the natural-hazard damage FEMA expects in Dry Ridge comes from tornadoes, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dry Ridge?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dry Ridge to be higher than in 10% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes37%Inland flooding22%Strong wind12%Cold waves11%Lightning7%Heat waves5%Everything else6%

By hazard

What Dry Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

37% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 84 years in the area

Inland flooding

22% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about once a year in the area

Strong wind

12% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 5 times a year in the area

Cold waves

11% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 2 times a year in the area

Lightning

7% of expected damage

Below average · higher than 48% of U.S. places

Heat waves

5% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslides

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dry Ridge flood?

FEMA's records show no paid flood insurance claims in Dry Ridge.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dry Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grant County.

Disasters that hit Dry Ridge

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dry Ridge itself: aid to households, or repair grants to the City of Dry Ridge.

Brought FEMA money into Dry RidgeDeclared for Grant County only

2015

Severe Winter Storm, Snowstorm, Flooding, Landslides, and Mudslides

$4K to the City of Dry Ridge for repairs

2012

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

13 households applied for aid $16K aid approved

2009

Severe Winter Storm and Flooding

$11K to the City of Dry Ridge for repairs

Grant County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dry Ridge is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Dry Ridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Dry Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.