Natural hazards · Danville

Danville, KY natural hazards

Most of the natural-hazard damage FEMA expects in Danville comes from tornadoes, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1984. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Danville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Danville to be higher than in 21% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes30%Inland flooding30%Strong wind12%Earthquakes11%Cold waves7%Everything else11%

By hazard

What Danville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

30% of expected damage

Well above average · higher than 89% of U.S. places

Inland flooding

30% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about once every 2 years in the area

Strong wind

12% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 7 times a year in the area

Earthquakes

11% of expected damage

Above average · higher than 73% of U.S. places

Cold waves

7% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Danville flood?

Every paid claim on a federal flood insurance policy in Danville, from FEMA’s records.

3paid claims since 1984

$5Kpaid to owners

0homes flooded more than once

19842026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Danville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Boyle County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared

1storm safe rooms built

Disasters that hit Danville

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Danville itself: aid to households, or repair grants to the City of Danville.

Brought FEMA money into DanvilleDeclared for Boyle County only

2010

Severe Storms, Flooding, Mudslides, and Tornadoes

103 households applied for aid $288K aid approved

2003

Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes

2 households applied for aid $3K aid approved

Boyle County has had 19 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Danville covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Danville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Danville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Danville total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.