Natural hazards · Curdsville

Curdsville, KY natural hazards

Most of the natural-hazard damage FEMA expects in Curdsville comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Curdsville?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Curdsville to be higher than in 86% of U.S. communities, mostly from inland flooding.

Inland flooding60%Earthquakes13%Tornadoes8%Everything else19%

By hazard

What Curdsville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

13% of expected damage

Well above average · higher than 82% of U.S. places

Tornadoes

8% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 15 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Curdsville flood?

FEMA's records show no paid flood insurance claims in Curdsville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Curdsville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Daviess County.

Disasters that hit Curdsville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Curdsville itself: aid to households, or repair grants to Curdsville.

Brought FEMA money into CurdsvilleDeclared for Daviess County only

2011

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $922 aid approved

Daviess County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Curdsville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Curdsville’s own flood-insurance community; household aid to the registrant’s city; repair grants to Curdsville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.