Natural hazards · Corbin

Corbin, KY natural hazards

Most of the natural-hazard damage FEMA expects in Corbin comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 12 claims here since 1984. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Corbin?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Corbin to be higher than in 48% of U.S. communities, mostly from inland flooding.

Inland flooding58%Cold waves13%Tornadoes11%Everything else18%

By hazard

What Corbin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 3 times a year in the area

Cold waves

13% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once a year in the area

Tornadoes

11% of expected damage

Above average · higher than 69% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Corbin flood?

Every paid claim on a federal flood insurance policy in Corbin, from FEMA’s records.

12paid claims since 1984

$274Kpaid to owners

1homes flooded more than once

19842026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Corbin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Whitley County.

Disasters that hit Corbin

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Corbin itself: aid to households, or repair grants to the City of Corbin.

Brought FEMA money into CorbinDeclared for Whitley County only

2025

Severe Storms, Straight-Line Winds, and Tornadoes

9 households applied for aid $2K aid approved

2024

Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides

85 households applied for aid $281K aid approved

2022

Severe Storms, Flooding, Landslides, and Mudslides

233 households applied for aid $34K aid approved

2004

Severe Storms, Tornadoes, Flooding, and Mudslides

24 households applied for aid $26K aid approved $3K to the City of Corbin for repairs

2003

Severe Winter Ice and Snow Storms, Heavy Rain, Flooding, Tornadoes, and Mud and

3 households applied for aid $4K aid approved

Whitley County has had 33 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Corbin covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Corbin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Corbin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Corbin total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.