Natural hazards · Combs

Combs, KY natural hazards

Most of the natural-hazard damage FEMA expects in Combs comes from inland flooding, and overall the risk is high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Combs?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Combs to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding85%Everything else15%

By hazard

What Combs faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Combs flood?

FEMA's records show no paid flood insurance claims in Combs.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Combs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Perry County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Combs

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Combs itself: aid to households, or repair grants to Combs.

Brought FEMA money into CombsDeclared for Perry County only

2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

13 households applied for aid $75K aid approved

2022

Severe Storms, Flooding, Landslides, and Mudslides

33 households applied for aid $100K aid approved

2021

Severe, Storms, Flooding, Landslides, and Mudslides

1 household applied for aid $1K aid approved

2004

Severe Storms, Tornadoes, Flooding, and Mudslides

7 households applied for aid $22K aid approved

2003

Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes

10 households applied for aid $6K aid approved

2003

Severe Winter Ice and Snow Storms, Heavy Rain, Flooding, Tornadoes, and Mud and

1 household applied for aid $1K aid approved

Perry County has had 40 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Combs is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Combs’s own flood-insurance community; household aid to the registrant’s city; repair grants to Combs. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.