Natural hazards · Cleaton

Cleaton, KY natural hazards

Most of the natural-hazard damage FEMA expects in Cleaton comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cleaton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cleaton to be higher than in 58% of U.S. communities, mostly from inland flooding.

Inland flooding30%Earthquakes11%Strong wind10%Cold waves9%Tornadoes9%Drought8%Everything else23%

By hazard

What Cleaton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

11% of expected damage

Well above average · higher than 80% of U.S. places

Strong wind

10% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 5 times a year in the area

Cold waves

9% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once a year in the area

Tornadoes

9% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 28 years in the area

Drought

8% of expected damage

Recorded about 4 times a year in the area

Lower here

HurricanesWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cleaton flood?

FEMA's records show no paid flood insurance claims in Cleaton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cleaton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Muhlenberg County.

Disasters that hit Cleaton

Federal disasters declared here

None of the disasters declared for Muhlenberg County shows FEMA aid or repair money reaching Cleaton itself in FEMA’s records.

Brought FEMA money into CleatonDeclared for Muhlenberg County only

Muhlenberg County has had 19 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cleaton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cleaton’s own flood-insurance community; household aid to the registrant’s city; repair grants to Cleaton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.