Natural hazards · Claryville

Claryville, KY natural hazards

Most of the natural-hazard damage FEMA expects in Claryville comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1997.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Claryville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Claryville to be higher than in 30% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding47%Tornadoes22%Cold waves13%Everything else17%

By hazard

What Claryville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 90% of U.S. places

Cold waves

13% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Claryville flood?

Every paid claim on a federal flood insurance policy in Claryville, from FEMA’s records.

2paid claims since 1997

$31Kpaid to owners

0homes flooded more than once

19972026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Claryville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Campbell County.

Disasters that hit Claryville

Federal disasters declared here

None of the disasters declared for Campbell County shows FEMA aid or repair money reaching Claryville itself in FEMA’s records.

Brought FEMA money into ClaryvilleDeclared for Campbell County only

Campbell County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Claryville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Claryville’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Claryville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Claryville total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.