Natural hazards · Cayce

Cayce, KY natural hazards

Most of the natural-hazard damage FEMA expects in Cayce comes from earthquakes, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cayce?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cayce to be higher than in 86% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes49%Inland flooding17%Tornadoes9%Drought7%Ice storms6%Everything else13%

By hazard

What Cayce faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

49% of expected damage

Well above average · higher than 93% of U.S. places

Inland flooding

17% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 13 years in the area

Drought

7% of expected damage

Recorded about 11 times a year in the area

Ice storms

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cayce flood?

FEMA's records show no paid flood insurance claims in Cayce.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cayce isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fulton County.

Disasters that hit Cayce

Federal disasters declared here

None of the disasters declared for Fulton County shows FEMA aid or repair money reaching Cayce itself in FEMA’s records.

Brought FEMA money into CayceDeclared for Fulton County only

Fulton County has had 22 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cayce is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cayce’s own flood-insurance community; household aid to the registrant’s city; repair grants to Cayce. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.