Natural hazards · Campbellsburg

Campbellsburg, KY natural hazards

Most of the natural-hazard damage FEMA expects in Campbellsburg comes from inland flooding, and overall the risk is high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Campbellsburg?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Campbellsburg to be higher than in 63% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding55%Tornadoes20%Strong wind13%Cold waves6%Everything else7%

By hazard

What Campbellsburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 23 years in the area

Strong wind

13% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 6 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Campbellsburg flood?

FEMA's records show no paid flood insurance claims in Campbellsburg.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Campbellsburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henry County.

Disasters that hit Campbellsburg

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Campbellsburg itself: aid to households, or repair grants to the City of Campbellsburg.

Brought FEMA money into CampbellsburgDeclared for Henry County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

4 households applied for aid $27K aid approved

2024

Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides

1 household applied for aid $7K aid approved

2018

Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides

$15K to the City of Campbellsburg for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, Flooding, Landslides, and Mudslide

5 households applied for aid $23K aid approved

2004

Severe Storms, Tornadoes, Flooding, and Mudslides

2 households applied for aid $2K aid approved

Henry County has had 19 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Campbellsburg is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Campbellsburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Campbellsburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.