Natural hazards · Brooks

Brooks, KY natural hazards

Most of the natural-hazard damage FEMA expects in Brooks comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Brooks?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brooks to be higher than in 74% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding59%Tornadoes18%Cold waves9%Strong wind6%Everything else7%

By hazard

What Brooks faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 78 years in the area

Cold waves

9% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Strong wind

6% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Brooks flood?

FEMA's records show no paid flood insurance claims in Brooks.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Brooks isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bullitt County.

Disasters that hit Brooks

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Brooks itself: aid to households, or repair grants to Brooks.

Brought FEMA money into BrooksDeclared for Bullitt County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

3 households applied for aid $31K aid approved

2004

Severe Storms, Tornadoes, Flooding, and Mudslides

1 household applied for aid $401 aid approved

Bullitt County has had 23 natural disasters declared since 1953, most often severe storms and floods.

Around Brooks

Brooks and the towns around it

Very lowLowModerateHighVery high

Brooksmostly inland floodingHigh

Hillviewmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brooks is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Brooks’s own flood-insurance community; household aid to the registrant’s city; repair grants to Brooks. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.