Natural hazards · Brodhead

Brodhead, KY natural hazards

Most of the natural-hazard damage FEMA expects in Brodhead comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 3 claims here since 2010. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Brodhead?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brodhead to be higher than in 81% of U.S. communities, mostly from inland flooding.

Inland flooding67%Tornadoes10%Cold waves9%Strong wind6%Everything else9%

By hazard

What Brodhead faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 59 years in the area

Cold waves

9% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once a year in the area

Strong wind

6% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Brodhead flood?

Every paid claim on a federal flood insurance policy in Brodhead, from FEMA’s records.

3paid claims since 2010

$88Kpaid to owners

0homes flooded more than once

20102026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Brodhead isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rockcastle County.

Disasters that hit Brodhead

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Brodhead itself: aid to households, or repair grants to the City of Brodhead.

Brought FEMA money into BrodheadDeclared for Rockcastle County only

2021

Severe, Storms, Flooding, Landslides, and Mudslides

2 households applied for aid $85K to the City of Brodhead for repairs

2019

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$65K to the City of Brodhead for repairs

2015

Severe Winter Storm, Snowstorm, Flooding, Landslides, and Mudslides

$18K to the City of Brodhead for repairs

2010

Severe Storms, Flooding, Mudslides, and Tornadoes

21 households applied for aid $30K aid approved $8K to the City of Brodhead for repairs

2004

Severe Storms, Tornadoes, Flooding, and Mudslides

1 household applied for aid $2K aid approved

2001

Severe Storms and Flooding

$3K to the City of Brodhead for repairs

Rockcastle County has had 30 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brodhead is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Brodhead’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Brodhead. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.