Natural hazards · Bloomfield

Bloomfield, KY natural hazards

Most of the natural-hazard damage FEMA expects in Bloomfield comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bloomfield?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bloomfield to be higher than in 65% of U.S. communities, mostly from inland flooding.

Inland flooding62%Tornadoes10%Strong wind9%Cold waves8%Everything else11%

By hazard

What Bloomfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 20 years in the area

Strong wind

9% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 7 times a year in the area

Cold waves

8% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bloomfield flood?

Every paid claim on a federal flood insurance policy in Bloomfield, from FEMA’s records.

2paid claims since 1979

$2Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bloomfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nelson County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Bloomfield

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bloomfield itself: aid to households, or repair grants to the City of Bloomfield.

Brought FEMA money into BloomfieldDeclared for Nelson County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

1 household applied for aid

2010

Severe Storms, Flooding, Mudslides, and Tornadoes

3 households applied for aid $18K aid approved

2003

Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes

1 household applied for aid

Nelson County has had 21 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bloomfield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bloomfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bloomfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.