Natural hazards · Blaine

Blaine, KY natural hazards

Most of the natural-hazard damage FEMA expects in Blaine comes from inland flooding, and overall the risk is very high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Blaine?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Blaine to be higher than in 91% of U.S. communities, mostly from inland flooding.

Inland flooding82%Heat waves9%Everything else9%

By hazard

What Blaine faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Heat waves

9% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Blaine flood?

FEMA's records show no paid flood insurance claims in Blaine.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Blaine isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lawrence County.

Disasters that hit Blaine

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Blaine itself: aid to households, or repair grants to the City of Blaine.

Brought FEMA money into BlaineDeclared for Lawrence County only

2021

Severe, Storms, Flooding, Landslides, and Mudslides

10 households applied for aid $20K aid approved

2015

Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides

18 households applied for aid $59K aid approved

2012

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

9 households applied for aid $36K aid approved $3K to the City of Blaine for repairs

2011

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $5K aid approved

2003

Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes

11 households applied for aid $21K aid approved

2003

Severe Winter Ice and Snow Storms, Heavy Rain, Flooding, Tornadoes, and Mud and

14 households applied for aid $29K aid approved

Lawrence County has had 44 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Blaine is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Blaine’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Blaine. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.