Natural hazards · Bellevue

Bellevue, KY natural hazards

Most of the natural-hazard damage FEMA expects in Bellevue comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 62 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bellevue?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bellevue to be higher than in 37% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes20%Cold waves11%Everything else17%

By hazard

What Bellevue faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 90% of U.S. places

Cold waves

11% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bellevue flood?

Every paid claim on a federal flood insurance policy in Bellevue, from FEMA’s records.

62paid claims since 1979

$401Kpaid to owners

5homes flooded more than once

19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bellevue isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Campbell County.

Disasters that hit Bellevue

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bellevue itself: aid to households, or repair grants to the City of Bellevue.

Brought FEMA money into BellevueDeclared for Campbell County only

2019

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$9K to the City of Bellevue for repairs

2018

Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides

$16K to the City of Bellevue for repairs

2011

Severe Storms, Tornadoes, and Flooding

$2K to the City of Bellevue for repairs

2009

Severe Winter Storm and Flooding

$13K to the City of Bellevue for repairs

2008

Severe Wind Storm Associated With Tropical Depression Ike

$27K to the City of Bellevue for repairs

Campbell County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

Around Bellevue

Bellevue and the towns around it

Very lowLowModerateHighVery high

Daytonmostly inland floodingHigh

Newportmostly inland floodingHigh

Bellevuemostly inland floodingLow

Fort Thomasmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bellevue covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Bellevue’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bellevue. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bellevue total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.