Natural hazards · Bellefonte

Bellefonte, KY natural hazards

Most of the natural-hazard damage FEMA expects in Bellefonte comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bellefonte?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bellefonte to be higher than in 60% of U.S. communities, mostly from inland flooding.

Inland flooding71%Heat waves15%Everything else15%

By hazard

What Bellefonte faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 2 times a year in the area

Heat waves

15% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bellefonte flood?

FEMA's records show no paid flood insurance claims in Bellefonte.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bellefonte isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greenup County.

Disasters that hit Bellefonte

Federal disasters declared here

None of the disasters declared for Greenup County shows FEMA aid or repair money reaching Bellefonte itself in FEMA’s records.

Brought FEMA money into BellefonteDeclared for Greenup County only

Greenup County has had 27 natural disasters declared since 1953, most often severe storms and floods.

Around Bellefonte

Bellefonte and the towns around it

Very lowLowModerateHighVery high

Bellefontemostly inland floodingHigh

Russellmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bellefonte is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bellefonte’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bellefonte. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.