Natural hazards · Beechmont

Beechmont, KY natural hazards

Most of the natural-hazard damage FEMA expects in Beechmont comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Beechmont?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beechmont to be higher than in 58% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding29%Earthquakes18%Cold waves10%Strong wind10%Tornadoes9%Heat waves8%Everything else16%

By hazard

What Beechmont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

29% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

18% of expected damage

Well above average · higher than 81% of U.S. places

Cold waves

10% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once a year in the area

Strong wind

10% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 20 years in the area

Heat waves

8% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 8 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Beechmont flood?

FEMA's records show no paid flood insurance claims in Beechmont.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Beechmont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Muhlenberg County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Beechmont

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Beechmont itself: aid to households, or repair grants to Beechmont.

Brought FEMA money into BeechmontDeclared for Muhlenberg County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

1 household applied for aid $12K aid approved

2024

Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides

36 households applied for aid $125K aid approved

2021

Severe Storms, Straight-Line Winds, Flooding, and Tornadoes

10 households applied for aid

Muhlenberg County has had 19 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beechmont is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Beechmont’s own flood-insurance community; household aid to the registrant’s city; repair grants to Beechmont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.