Natural hazards · Beech Grove

Beech Grove, KY natural hazards

Most of the natural-hazard damage FEMA expects in Beech Grove comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Beech Grove?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beech Grove to be higher than in 86% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding50%Earthquakes21%Strong wind7%Tornadoes5%Everything else17%

By hazard

What Beech Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

21% of expected damage

Well above average · higher than 85% of U.S. places

Strong wind

7% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

5% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 10 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Beech Grove flood?

FEMA's records show no paid flood insurance claims in Beech Grove.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Beech Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McLean County.

Disasters that hit Beech Grove

Federal disasters declared here

None of the disasters declared for McLean County shows FEMA aid or repair money reaching Beech Grove itself in FEMA’s records.

Brought FEMA money into Beech GroveDeclared for McLean County only

McLean County has had 20 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beech Grove is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Beech Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to Beech Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.