Beaver Dam is a home rule-class city in Ohio County, Kentucky, in the United States. As of the 2020 census, Beaver Dam had a population of 3,531. It is the most populous community in the county. It is named for the Beaver Dam Baptist Church which predates the town by several decades. The city was formally incorporated by the state assembly in 1873.

Official town website ↗

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

How Beaver Dam ranks

All →

#11Safest in KY #15Cheapest rent in KY #20Lowest property tax in KY All KY rankings →

Town numbers

ZIP code42320

Area code270

Living in Beaver Dam

Housing in Beaver Dam

$147K▼ 0.9% in a year Typical home value · Zillow

The typical Beaver Dam home is worth about $147,000, down 0.9% in a year, 37% below the Kentucky typical home.

Zillow Home Value Index · Redfin Data CenterHousing market →

Safety in Beaver Dam

Safety Grade A

Beaver Dam reports less crime per resident than 90% of the U.S. towns and cities we grade.

Violent crime per 1,000

Beaver Dam 0.6

Kentucky 2.1

U.S. 3.3

Property crime per 1,000

Beaver Dam 5.1

Kentucky 12.8

U.S. 15.5

FBI crime data, 2025 · crimes reported to policeCrime & safety →

Work & commute in Beaver Dam

Full picture →

Most working residents leave Beaver Dam for work: only 9% work in town. The top destinations are Hartford (18%), Owensboro (14%) and Morgantown (3%). Half commute less than 22 miles.

Hartford

18%

Owensboro

14%

Morgantown

Bowling Green

9%Work in townlive and work in Beaver Dam 22 miWhere do people commute?the commute map 1,357Jobs based herebalanced

Census LEHD 2023 · ACSWork & commute in Beaver Dam →

Health in Beaver Dam

Compared with Kentucky

2worse than KY

of 5 measures CDC estimates. The other 3 are too close to call.

Conditions 1▼ 0 close Habits all close Care 1▼ 2 close

BetterToo close to callWorse

What stands out

25%More older adults who have lost all their teethKY 18.9% · worse 52.5%Fewer adults seeing a dentistKY 58.1% · worse

Care nearby

Ohio County HospitalHartford · 3.3 mi · ER · rural critical access

Woman's Health CenterGreenville · 22.2 mi · sliding-scale fees

Primary careShortage · county-wide

DentalShortage · county-wide

Mental healthShortage · county-wide

CDC PLACES 2025 · modeled estimates for adults · CDC's estimate for Beaver Dam · CMS · HRSAHealth in Beaver Dam →

Natural hazards in Beaver Dam

High

Expected storm and flood damage is higher than in 60% of U.S. communities.

🌊 Inland flooding🏚️ Earthquakes🌪️ Tornadoes

3Does Beaver Dam flood?paid flood claims since 1983 7Disasters that paid out herefederal disasters sent FEMA money to Beaver Dam

FEMA National Risk Index December 2025 · OpenFEMANatural hazards in Beaver Dam →

Climate in Beaver Dam

Full climate →

Beaver Dam has chilly winters and warm summers, with plenty of rain. A typical July afternoon reaches 89°, a January night drops to 26°, and about 4 inches of snow falls in a normal winter.

47° / 28°Winter

69° / 46°Spring

87° / 65°Summer

71° / 47°Fall

How much snow does Beaver Dam get?About 4 inches a winter.Rain & snow →When is the first frost?Around Oct 22, with the last in spring around Apr 10.Frost dates →Is it warmer than it used to be?+1.1° vs. the 20th century.Then & now →

NOAA U.S. Climate Normals, 1991–2020Climate in Beaver Dam →

Schools in Beaver Dam

All Beaver Dam schools →

B⁻

School Grade B-

The public schools Beaver Dam’s kids attend, from kindergarten through graduation, outperform 51% of Kentucky’s districts on state tests and graduation. Among towns with similar incomes, they sit near the middle.

#36Best public schoolsof 126 in KY

DistrictOhio CountySchools4

Beaver Dam Elementary School BElementary · Grades PK–6 · 601 students Ohio County Middle School BMiddle · Grades 7–8 · 523 students Ohio County High School A-High · Grades 9–12 · 1,018 students Ohio County Area Technology CenterHigh · Grades 8–12

School data from the U.S. Department of Education (NCES, EDFacts). The School Grade is our own summary of state test results and graduation rates, graded within KY. Ratings are from neighbors.