Natural hazards · Bandana

Bandana, KY natural hazards

Most of the natural-hazard damage FEMA expects in Bandana comes from drought, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bandana?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bandana to be higher than in 83% of U.S. communities, mostly from drought and earthquakes.

Drought33%Earthquakes29%Inland flooding13%Cold waves6%Strong wind6%Everything else14%

By hazard

What Bandana faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

33% of expected damage

Recorded about 7 times a year in the area

Earthquakes

29% of expected damage

Well above average · higher than 92% of U.S. places

Inland flooding

13% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 3 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once a year in the area

Strong wind

6% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bandana flood?

FEMA's records show no paid flood insurance claims in Bandana.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bandana isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ballard County.

Disasters that hit Bandana

Federal disasters declared here

None of the disasters declared for Ballard County shows FEMA aid or repair money reaching Bandana itself in FEMA’s records.

Brought FEMA money into BandanaDeclared for Ballard County only

Ballard County has had 24 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bandana is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bandana’s own flood-insurance community; household aid to the registrant’s city; repair grants to Bandana. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.