Natural hazards · Augusta

Augusta, KY natural hazards

Most of the natural-hazard damage FEMA expects in Augusta comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 101 claims here since 1978. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Augusta?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Augusta to be higher than in 95% of U.S. communities, mostly from inland flooding.

Inland flooding78%Strong wind11%Tornadoes6%Everything else5%

By hazard

What Augusta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Strong wind

11% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

6% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 38 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Augusta flood?

Every paid claim on a federal flood insurance policy in Augusta, from FEMA’s records.

101paid claims since 1978

$1.9Mpaid to owners

5homes flooded more than once

19782026

Biggest named events

Not a named storm: 17 claims, $26K
Central U.S. April Flooding: 4 claims, $40K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 05% off flood insurance. Augusta is in FEMA’s Community Rating System (class 9) for its flood-proofing work.

Insurance rates: Bracken County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared

Disasters that hit Augusta

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Augusta itself: aid to households, or repair grants to the City of Augusta.

Brought FEMA money into AugustaDeclared for Bracken County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

$13K to the City of Augusta for repairs

2009

Severe Winter Storm and Flooding

$6K to the City of Augusta for repairs

2003

Severe Winter Ice and Snow Storms, Heavy Rain, Flooding, Tornadoes, and Mud and

$8K to the City of Augusta for repairs

Bracken County has had 15 natural disasters declared since 1953, most often severe storms and winter storms.

Around Augusta

Augusta and the towns around it

Very lowLowModerateHighVery high

Augustamostly inland floodingVery high

Lewismostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Augusta is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Augusta’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Augusta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.