Natural hazards · Auburn

Auburn, KY natural hazards

Most of the natural-hazard damage FEMA expects in Auburn comes from cold waves, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 2010. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Auburn?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Auburn to be higher than in 67% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves33%Inland flooding29%Tornadoes14%Earthquakes6%Strong wind6%Everything else14%

By hazard

What Auburn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

33% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once a year in the area

Inland flooding

29% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 10 years in the area

Earthquakes

6% of expected damage

Well above average · higher than 79% of U.S. places

Strong wind

6% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Auburn flood?

Every paid claim on a federal flood insurance policy in Auburn, from FEMA’s records.

4paid claims since 2010

$38Kpaid to owners

0homes flooded more than once

20102026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Auburn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Logan County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Auburn

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Auburn itself: aid to households, or repair grants to the City of Auburn.

Brought FEMA money into AuburnDeclared for Logan County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides

4 households applied for aid $5K aid approved

2021

Severe Storms, Straight-Line Winds, Flooding, and Tornadoes

56 households applied for aid $18K aid approved

2010

Severe Storms, Flooding, Mudslides, and Tornadoes

35 households applied for aid $109K aid approved $11K to the City of Auburn for repairs

Logan County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Auburn is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Auburn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Auburn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.