Natural hazards · Anchorage

Anchorage, KY natural hazards

Most of the natural-hazard damage FEMA expects in Anchorage comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1997. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Anchorage?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Anchorage to be higher than in 52% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding63%Tornadoes25%Everything else12%

By hazard

What Anchorage faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

25% of expected damage

Well above average · higher than 79% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Anchorage flood?

Every paid claim on a federal flood insurance policy in Anchorage, from FEMA’s records.

3paid claims since 1997

$33Kpaid to owners

0homes flooded more than once

19972026

Biggest named events

March storm: 1 claim, $808

of homes in flood zones
are insured

of all homes
are insured

No community discount. Anchorage isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Anchorage

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Anchorage itself: aid to households, or repair grants to the City of Anchorage.

Brought FEMA money into AnchorageDeclared for Jefferson County only

2018

Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides

$10K to the City of Anchorage for repairs

2009

Severe Winter Storm and Flooding

$87K to the City of Anchorage for repairs

2008

Severe Wind Storm Associated With Tropical Depression Ike

$81K to the City of Anchorage for repairs

2004

Severe Storms, Tornadoes, Flooding, and Mudslides

1 household applied for aid $2K aid approved

Jefferson County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Anchorage

Anchorage and the towns around it

Very lowLowModerateHighVery high

Anchoragemostly inland floodingModerate

Middletownmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Anchorage covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Anchorage’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Anchorage. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Anchorage total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.