Natural hazards · Zurich

Zurich, KS natural hazards

Most of the natural-hazard damage FEMA expects in Zurich comes from hail, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Zurich?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Zurich to be higher than in 56% of U.S. communities, mostly from hail and tornadoes.

Hail36%Tornadoes18%Drought13%Strong wind12%Inland flooding12%Everything else10%

By hazard

What Zurich faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

36% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

18% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Drought

13% of expected damage

Recorded about 48 times a year in the area

Strong wind

12% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Inland flooding

12% of expected damage

Well below average · higher than 8% of U.S. places

Recorded about once a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Zurich flood?

FEMA's records show no paid flood insurance claims in Zurich.

of all homes
are insured

No community discount. Zurich isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rooks County.

Disasters that hit Zurich

Federal disasters declared here

None of the disasters declared for Rooks County shows FEMA aid or repair money reaching Zurich itself in FEMA’s records.

Brought FEMA money into ZurichDeclared for Rooks County only

Rooks County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Zurich is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Zurich’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Zurich. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.