Natural hazards · Willard

Willard, KS natural hazards

Most of the natural-hazard damage FEMA expects in Willard comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 1993.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Willard?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Willard to be higher than in 64% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes17%Heat waves8%Cold waves5%Everything else18%

By hazard

What Willard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 11 years in the area

Heat waves

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 14 times a year in the area

Cold waves

5% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Willard flood?

Every paid claim on a federal flood insurance policy in Willard, from FEMA’s records.

3paid claims since 1993

$30Kpaid to owners

0homes flooded more than once

19932026

Biggest named events

Midwest Flooding: 2 claims, $16K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Willard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Shawnee County.

What’s been done with FEMA grants

5flood-prone properties bought out and cleared

2flood-prone homes bought out and moved

Disasters that hit Willard

Federal disasters declared here

None of the disasters declared for Shawnee County shows FEMA aid or repair money reaching Willard itself in FEMA’s records.

Brought FEMA money into WillardDeclared for Shawnee County only

Shawnee County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Willard is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Willard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Willard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.