Natural hazards · Westphalia

Westphalia, KS natural hazards

Most of the natural-hazard damage FEMA expects in Westphalia comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Westphalia?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Westphalia to be higher than in 66% of U.S. communities, mostly from inland flooding and drought.

Inland flooding32%Drought20%Cold waves12%Tornadoes10%Strong wind8%Heat waves5%Everything else13%

By hazard

What Westphalia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

32% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 2 times a year in the area

Drought

20% of expected damage

Recorded about 17 times a year in the area

Cold waves

12% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 3 years in the area

Strong wind

8% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 6 times a year in the area

Heat waves

5% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 15 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Westphalia flood?

FEMA's records show no paid flood insurance claims in Westphalia.

of all homes
are insured

No community discount. Westphalia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Anderson County.

Disasters that hit Westphalia

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Westphalia itself: aid to households, or repair grants to the City of Westphalia.

Brought FEMA money into WestphaliaDeclared for Anderson County only

2007

Severe Storms and Flooding

3 households applied for aid $8K aid approved

2002

Severe Winter Ice Storm

$2K to the City of Westphalia for repairs

Anderson County has had 16 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Westphalia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Westphalia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Westphalia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.