Natural hazards · Township 4

Township 4, KS natural hazards

Most of the natural-hazard damage FEMA expects in Township 4 comes from drought, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Township 4?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Township 4 to be higher than in 66% of U.S. communities, mostly from drought and inland flooding.

Drought24%Inland flooding18%Tornadoes15%Cold waves14%Hail12%Wildfire9%Everything else9%

By hazard

What Township 4 faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

24% of expected damage

Recorded about 74 times a year in the area

Inland flooding

18% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once a year in the area

Tornadoes

15% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Cold waves

14% of expected damage

Below average · higher than 36% of U.S. places

Recorded about once a year in the area

Hail

12% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 10 times a year in the area

Wildfire

9% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

HurricanesIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Township 4 flood?

FEMA's records show no paid flood insurance claims in Township 4.

of all homes
are insured

No community discount. Township 4 isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harper County.

Disasters that hit Township 4

Federal disasters declared here

None of the disasters declared for Harper County shows FEMA aid or repair money reaching Township 4 itself in FEMA’s records.

Brought FEMA money into Township 4Declared for Harper County only

Harper County has had 19 natural disasters declared since 1953, most often severe storms and winter storms.

Around Township 4

Township 4 and the towns around it

Very lowLowModerateHighVery high

Township 4mostly droughtHigh

Bluffmostly inland floodingHigh

Morrismostly inland floodingHigh

Township 5mostly cold wavesHigh

Township 3mostly cold wavesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Township 4 is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Township 4’s own flood-insurance community; household aid to the registrant’s city; repair grants to Township 4. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.