Natural hazards · Township 12

Township 12, KS natural hazards

Most of the natural-hazard damage FEMA expects in Township 12 comes from cold waves, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Township 12?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Township 12 to be higher than in 58% of U.S. communities, mostly from cold waves and tornadoes.

Cold waves56%Tornadoes18%Inland flooding12%Hail5%Everything else9%

By hazard

What Township 12 faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

56% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

18% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 61 years in the area

Inland flooding

12% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once every 2 years in the area

Hail

5% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 11 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Township 12 flood?

Every paid claim on a federal flood insurance policy in Township 12, from FEMA’s records.

3paid claims since 1978

$2Kpaid to owners

0homes flooded more than once

19782026

of all homes
are insured

No community discount. Township 12 isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pratt County.

Disasters that hit Township 12

Federal disasters declared here

None of the disasters declared for Pratt County shows FEMA aid or repair money reaching Township 12 itself in FEMA’s records.

Brought FEMA money into Township 12Declared for Pratt County only

Pratt County has had 15 natural disasters declared since 1953, most often severe storms and ice storms.

Around Township 12

Township 12 and the towns around it

Very lowLowModerateHighVery high

Ruralmostly inland floodingHigh

Township 9mostly droughtHigh

Township 11mostly droughtHigh

Township 6mostly droughtHigh

Township 7mostly droughtHigh

Township 12mostly cold wavesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Township 12 covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Township 12’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Township 12. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Township 12 total about $9.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.