Natural hazards · Toronto

Toronto, KS natural hazards

Most of the natural-hazard damage FEMA expects in Toronto comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Toronto?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Toronto to be higher than in 72% of U.S. communities, mostly from inland flooding.

Inland flooding44%Drought12%Cold waves9%Wildfire8%Tornadoes8%Strong wind6%Everything else14%

By hazard

What Toronto faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once a year in the area

Drought

12% of expected damage

Recorded about 37 times a year in the area

Cold waves

9% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 2 times a year in the area

Wildfire

8% of expected damage

Well above average · higher than 96% of U.S. places

Tornadoes

8% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 3 years in the area

Strong wind

6% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 5 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Toronto flood?

FEMA's records show no paid flood insurance claims in Toronto.

of all homes
are insured

No community discount. Toronto isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Woodson County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Toronto

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Toronto itself: aid to households, or repair grants to the City of Toronto.

Brought FEMA money into TorontoDeclared for Woodson County only

2003

Severe Storms, Tornadoes, and Flooding

5 households applied for aid

2002

Severe Winter Ice Storm

$63K to the City of Toronto for repairs

Woodson County has had 22 natural disasters declared since 1953, most often severe storms and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Toronto is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Toronto’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Toronto. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.