Natural hazards · Toledo

Toledo, KS natural hazards

Most of the natural-hazard damage FEMA expects in Toledo comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Toledo?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Toledo to be higher than in 89% of U.S. communities, mostly from inland flooding.

Inland flooding54%Tornadoes12%Wildfire9%Hail8%Strong wind6%Everything else11%

By hazard

What Toledo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 2 years in the area

Wildfire

9% of expected damage

Well above average · higher than 98% of U.S. places

Hail

8% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 9 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 7 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Toledo flood?

FEMA's records show no paid flood insurance claims in Toledo.

of all homes
are insured

No community discount. Toledo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chase County.

Disasters that hit Toledo

Federal disasters declared here

None of the disasters declared for Chase County shows FEMA aid or repair money reaching Toledo itself in FEMA’s records.

Brought FEMA money into ToledoDeclared for Chase County only

Chase County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Toledo

Toledo and the towns around it

Very lowLowModerateHighVery high

Toledomostly inland floodingVery high

Fallsmostly inland floodingVery high

Bazaarmostly inland floodingVery high

Strongmostly inland floodingVery high

Pikemostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Toledo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Toledo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Toledo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.