Natural hazards · Tioga

Tioga, KS natural hazards

Most of the natural-hazard damage FEMA expects in Tioga comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 50 claims here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tioga?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tioga to be higher than in 65% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding47%Tornadoes22%Cold waves7%Strong wind7%Heat waves6%Everything else11%

By hazard

What Tioga faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 96 years in the area

Cold waves

7% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once a year in the area

Strong wind

7% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 5 times a year in the area

Heat waves

6% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 16 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tioga flood?

Every paid claim on a federal flood insurance policy in Tioga, from FEMA’s records.

50paid claims since 1981

$793Kpaid to owners

0homes flooded more than once

19812026

Biggest named events

Thunderstorms: 24 claims, $601K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tioga isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Neosho County.

Disasters that hit Tioga

Federal disasters declared here

None of the disasters declared for Neosho County shows FEMA aid or repair money reaching Tioga itself in FEMA’s records.

Brought FEMA money into TiogaDeclared for Neosho County only

Neosho County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Tioga

Tioga and the towns around it

Very lowLowModerateHighVery high

Colfaxmostly inland floodingHigh

Loganmostly inland floodingHigh

Big Creekmostly inland floodingHigh

Canvillemostly inland floodingHigh

Tiogamostly inland floodingHigh

Chanutemostly inland floodingModerate

Cottage Grovemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tioga covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Tioga’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Tioga. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Tioga total about $6.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.