Natural hazards · Thayer

Thayer, KS natural hazards

Most of the natural-hazard damage FEMA expects in Thayer comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Thayer?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Thayer to be higher than in 67% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes18%Drought13%Cold waves9%Strong wind6%Everything else13%

By hazard

What Thayer faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 5 years in the area

Drought

13% of expected damage

Recorded about 24 times a year in the area

Cold waves

9% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once a year in the area

Strong wind

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Thayer flood?

FEMA's records show no paid flood insurance claims in Thayer.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Thayer isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Neosho County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Thayer

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Thayer itself: aid to households, or repair grants to the City of Thayer.

Brought FEMA money into ThayerDeclared for Neosho County only

2009

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

$36K to the City of Thayer for repairs

2007

Severe Storms and Flooding

3 households applied for aid $1K aid approved

2002

Severe Winter Ice Storm

$27K to the City of Thayer for repairs

Neosho County has had 19 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Thayer is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Thayer’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Thayer. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.