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Housing in Sterling

A typical Sterling home is worth roughly $133,000

Builders were permitted 5 new homes in 2025.

Typical home value
$133K
KS $250K
Estimate
2-bedroom rent
$880
a month, utilities in · HUD
Median tax bill
$1,675
KS $2,798

What kind of housing town is Sterling?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 2.4 years of income

Less than across Kansas (3.4 years). Try your own numbers below.

You could afford about
$204,000
Typical Sterling home $133K

That covers a typical Sterling home, with $71K to spare.

The typical home, each month
$840
Loan $660Tax $140Insurance $40

A two-bedroom rents for about $880 a month here, $40 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Sterling’s typical property tax (1.26% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

1 of Sterling’s houses are on the National Register

Half of Sterling’s homes were built before 1955.

History →
Owners and renters
Own 76%Rent 24%

Kansas: 67% own.

1955
typical home built · KS 1976
$1,675
median property tax bill · KS $2,798
1.26%
of a home’s value, a year in tax · KS 1.29%
5%
of homes are seasonal or vacation homes
Historic houses in Sterling

U.S. Census Bureau, American Community Survey 2020-2024. Historic houses: National Register of Historic Places.

Renting

A two-bedroom rents for about $880

Renters already here pay a median of $689, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$640
1 bedroom$670
2 bedrooms$880
3 bedrooms$1,170
4 bedrooms$1,270
24%
of households rent · KS 33%
201
renter households
31%
of renters spend 30%+ of income on rent · KS 44%
19%
of the median income, for a two-bedroom
$689
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Reno County, KS): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

5 new homes permitted in 2025

Builders were permitted 5 new homes in Sterling in 2025, all single-family houses, worth about $2.6 million to build. That's 2.1 per 1,000 residents, slower than across Kansas (3.7). Over the past 10 years, Sterling has permitted 79 homes in all.

Single-family2+ homes per building
05101520 200020052010201520202025
5
new homes permitted in 2025
2
2026 so far (Jan–Aug)
2.1
per 1,000 residents · KS 3.7
79
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−80
New homes+15

Between the 2010 and 2020 censuses, Sterling's population fell by 80 even though 15 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across Kansas: 1.1 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)220$1.1 million
2025550$2.6 million
2024413$425,000
202320146$4 million
202218180$4.4 million
202120200$4.9 million
2020220$300,000
2019110$150,000
2018110$150,000
2017330$578,000
2016550$780,000
2015110$130,000
2014220$300,000
2013220$455,000
2012000—
2011000—
2010000—
2009220$305,000
2008220$305,000
2007220$305,000
2006110$100,000
2005330$412,000
2004110$50,000
2003330$345,000
2002000—
2001440$315,000
2000440$314,000

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

On the market in Sterling

Listed in the past 60 days. Each opens on the listing site.

Neighbors talk housing

What Sterling buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Sterling still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Historic houses: National Register of Historic Places. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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