Natural hazards · St. Paul

St. Paul, KS natural hazards

Most of the natural-hazard damage FEMA expects in St. Paul comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2007. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is St. Paul?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in St. Paul to be higher than in 68% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes17%Cold waves8%Drought6%Strong wind6%Everything else14%

By hazard

What St. Paul faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 6 years in the area

Cold waves

8% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once a year in the area

Drought

6% of expected damage

Recorded about 23 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does St. Paul flood?

Every paid claim on a federal flood insurance policy in St. Paul, from FEMA’s records.

2paid claims since 2007

$49Kpaid to owners

0homes flooded more than once

20072026

Biggest named events

Thunderstorms: 2 claims, $49K

of homes in flood zones
are insured

of all homes
are insured

No community discount. St. Paul isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Neosho County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit St. Paul

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in St. Paul itself: aid to households, or repair grants to the City of St. Paul.

Brought FEMA money into St. PaulDeclared for Neosho County only

2009

Severe Winter Storms and Snowstorm

$2K to the City of St. Paul for repairs

2007

Severe Storms and Flooding

15 households applied for aid $146K aid approved $1K to the City of St. Paul for repairs

2005

Severe Storms and Flooding

$68K to the City of St. Paul for repairs

2002

Severe Winter Ice Storm

$927 to the City of St. Paul for repairs

Neosho County has had 19 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. St. Paul is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to St. Paul’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of St. Paul. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

St. Paul, KS natural hazards

How exposed is St. Paul?

What St. Paul faces

Inland flooding

Tornadoes

Cold waves

Drought

Strong wind

Lower here

Not a risk here

Does St. Paul flood?

Biggest named events

What’s been done with FEMA grants

4 federal disasters brought FEMA money here

Severe Winter Storms and Snowstorm

Severe Storms and Flooding

Severe Storms and Flooding

Severe Winter Ice Storm

How to read this page

Where to, neighbor?

Matches

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