Natural hazards · Sherlock

Sherlock, KS natural hazards

Most of the natural-hazard damage FEMA expects in Sherlock comes from drought, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sherlock?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sherlock to be higher than in 45% of U.S. communities, mostly from drought and hail.

Drought47%Hail29%Cold waves9%Inland flooding8%Everything else8%

By hazard

What Sherlock faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

47% of expected damage

Recorded about 102 times a year in the area

Hail

29% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 10 times a year in the area

Cold waves

9% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Inland flooding

8% of expected damage

Below average · higher than 25% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sherlock flood?

FEMA's records show no paid flood insurance claims in Sherlock.

of all homes
are insured

No community discount. Sherlock isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Finney County.

Disasters that hit Sherlock

Federal disasters declared here

None of the disasters declared for Finney County shows FEMA aid or repair money reaching Sherlock itself in FEMA’s records.

Brought FEMA money into SherlockDeclared for Finney County only

Finney County has had 9 natural disasters declared since 1953, most often severe storms and winter storms.

Around Sherlock

Sherlock and the towns around it

Very lowLowModerateHighVery high

Garden Citymostly inland floodingModerate

Sherlockmostly droughtModerate

Ivanhoemostly droughtModerate

Terrymostly droughtModerate

Southsidemostly droughtLow

Deerfieldmostly droughtLow

East Hibbardmostly droughtLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sherlock is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sherlock’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Sherlock. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.