Natural hazards · Putnam

Putnam, KS natural hazards

Most of the natural-hazard damage FEMA expects in Putnam comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Putnam?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Putnam to be higher than in 52% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding37%Tornadoes16%Strong wind11%Cold waves8%Heat waves8%Lightning6%Everything else15%

By hazard

What Putnam faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 12 years in the area

Strong wind

11% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 7 times a year in the area

Cold waves

8% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 2 times a year in the area

Heat waves

8% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 15 times a year in the area

Lightning

6% of expected damage

Well above average · higher than 80% of U.S. places

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Putnam flood?

FEMA's records show no paid flood insurance claims in Putnam.

of all homes
are insured

No community discount. Putnam isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Anderson County.

Disasters that hit Putnam

Federal disasters declared here

None of the disasters declared for Anderson County shows FEMA aid or repair money reaching Putnam itself in FEMA’s records.

Brought FEMA money into PutnamDeclared for Anderson County only

Anderson County has had 16 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Putnam

Putnam and the towns around it

Very lowLowModerateHighVery high

Reedermostly inland floodingHigh

Richmondmostly inland floodingModerate

Putnammostly inland floodingModerate

Monroemostly inland floodingModerate

Jacksonmostly inland floodingModerate

Walkermostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Putnam is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Putnam’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Putnam. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.