Natural hazards · Pratt

Pratt, KS natural hazards

Most of the natural-hazard damage FEMA expects in Pratt comes from drought, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 1978. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pratt?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pratt to be higher than in 72% of U.S. communities, mostly from drought and cold waves.

Drought38%Cold waves21%Hail18%Inland flooding8%Tornadoes7%Everything else8%

By hazard

What Pratt faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

38% of expected damage

Recorded about 56 times a year in the area

Cold waves

21% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Hail

18% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 11 times a year in the area

Inland flooding

8% of expected damage

Below average · higher than 44% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pratt flood?

Every paid claim on a federal flood insurance policy in Pratt, from FEMA’s records.

5paid claims since 1978

$2Kpaid to owners

0homes flooded more than once

19782026

of all homes
are insured

🏷️ 15% off flood insurance. Pratt is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

Insurance rates: Pratt County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Pratt

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pratt itself: aid to households, or repair grants to the City of Pratt.

Brought FEMA money into PrattDeclared for Pratt County only

2018

Severe Storms, Straight-Line Winds, and Flooding

$117K to the City of Pratt for repairs

2017

Severe Winter Storm

$81K to the City of Pratt for repairs

2013

Snowstorm

$20K to the City of Pratt for repairs

2009

Severe Winter Storm and Record and Near Record Snow

$14K to the City of Pratt for repairs

2007

Severe Winter Storms

$753K to the City of Pratt for repairs

2007

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

2005

Severe Winter Storms, Heavy Rains, and Flooding

$65K to the City of Pratt for repairs

Pratt County has had 15 natural disasters declared since 1953, most often severe storms and ice storms.

Around Pratt

Pratt and the towns around it

Very lowLowModerateHighVery high

Prattmostly droughtHigh

Township 7mostly droughtHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pratt is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pratt’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Pratt. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.