Natural hazards · Overland Park

Overland Park, KS natural hazards

Most of the natural-hazard damage FEMA expects in Overland Park comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 248 claims here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Overland Park?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Overland Park to be higher than in 32% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding44%Tornadoes21%Cold waves12%Heat waves10%Hail6%Everything else7%

By hazard

What Overland Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 88% of U.S. places

Cold waves

12% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Heat waves

10% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 15 times a year in the area

Hail

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 9 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Overland Park flood?

Every paid claim on a federal flood insurance policy in Overland Park, from FEMA’s records.

248paid claims since 1979

$3.1Mpaid to owners

33homes flooded more than once

19792026

Biggest named events

Not a named storm: 31 claims, $150K
Midwest Flooding: 6 claims, $58K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 15% off flood insurance. Overland Park is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

Insurance rates: Johnson County.

What’s been done with FEMA grants

3storm safe rooms built

Disasters that hit Overland Park

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Overland Park itself: aid to households, or repair grants to the City of Overland Park.

Brought FEMA money into Overland ParkDeclared for Johnson County only

2023

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$633K to the City of Overland Park for repairs

2017

Severe Storms, Straight-Line Winds, and Flooding

$508K to the City of Overland Park for repairs

2002

Severe Winter Ice Storm

$3.0M to the City of Overland Park for repairs

Johnson County has had 10 natural disasters declared since 1953, most often severe storms and floods.

Around Overland Park

Overland Park and the towns around it

Very lowLowModerateHighVery high

Oxfordmostly inland floodingLow

Prairie Villagemostly inland floodingLow

Olathemostly inland floodingLow

Overland Parkmostly inland floodingLow

Aubrymostly inland floodingLow

Leawoodmostly inland floodingLow

Lenexamostly inland floodingLow

Missionmostly inland floodingVery low

Merriammostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Overland Park covers 51 census tracts, combined by population.

Money that reached townFlood claims are matched to Overland Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Overland Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Overland Park total about $87.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.