Natural hazards · Overbrook

Overbrook, KS natural hazards

Most of the natural-hazard damage FEMA expects in Overbrook comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Overbrook?

50
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Overbrook to be higher than in 50% of U.S. communities, mostly from inland flooding and ice storms.

Inland flooding27%Ice storms22%Tornadoes15%Strong wind7%Lightning7%Heat waves7%Everything else16%
By hazard

What Overbrook faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

27% of expected damage
Above average · higher than 51% of U.S. places
Recorded about 2 times a year in the area

Ice storms

22% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about once a year in the area

Tornadoes

15% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once every 14 years in the area

Strong wind

7% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about 7 times a year in the area

Lightning

7% of expected damage
Above average · higher than 67% of U.S. places

Heat waves

7% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 15 times a year in the area

Lower here

Winter weatherWildfireEarthquakesLandslidesDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Overbrook flood?

FEMA's records show no paid flood insurance claims in Overbrook.

of homes in flood zones
are insured
of all homes
are insured
🏷️ 10% off flood insurance. Overbrook is in FEMA’s Community Rating System (class 8) for its flood-proofing work.
Insurance rates: Osage County.
Disasters that hit Overbrook

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Overbrook itself: aid to households, or repair grants to the City of Overbrook.

Brought FEMA money into OverbrookDeclared for Osage County only
2009

Severe Winter Storms and Snowstorm

$8K to the City of Overbrook for repairs
2007

Severe Storms and Flooding

1 household applied for aid $3K aid approved
2007

Severe Storms, Tornadoes, and Flooding

7 households applied for aid $4K aid approved
2005

Severe Winter Storms, Heavy Rains, and Flooding

$11K to the City of Overbrook for repairs
2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
Osage County has had 22 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Overbrook is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Overbrook’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Overbrook. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01